· All of this shared space and equipment needs to be maintained, so each owner within a condo development must pay a monthly condo fee or maintenance fee for this purpose. Condo fees usually vary from about $100 to about $700 per month, but some luxury buildings charge into the thousands of dollars in fees.
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what down payment for a house Most people have to borrow money in order to afford a house. No matter how big your mortgage is, though, you generally need to have at least some cash on hand for the down payment. Historically the rule was that homebuyers should make a down payment worth 20% of the home value. That’s a great.
condo mortgage payment calculator Our condo mortgage payment calculator will help you determine your mortgage payment and allow you to visualize your amortization schedule. The calculator also lets you test out multiple down payment scenarios and calculate your CMHC insurance and land transfer tax.
The year-round sun makes for year-round fun. Port Aransas experiences moderate and pleasant weather for much of the year, and the Gulf’s warm temps make it an ideal swimming spot even in the shoulder seasons.
On average, condo insurance costs roughly $100 to $400 per year, according to TrustedChoice, a group of independent insurance agents. However, your exact rates will depend on a variety of factors.
One good estimation is to assume $40,000 in personal property for the first 1,000 square feet of your condo and then add $5,000 for each additional 500 square feet. Figure out what level of liability insurance you need. If your assets are more than $500,000, you may want to look into an umbrella policy.
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The best way to avoid a special assessment is to make sure that there’s enough money in your condo’s reserve fund. Every few years, your condo should be doing a reserve study where experts come in to look at the property and determine how much your condo should have in reserve [source: Rathbun].