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If you are interested in making a $31,900.00 down payment and hope to get a 30 year loan with a 5.000% interest rate, you can afford to purchase a home that costs $319,200.00 if your gross household monthly income is $8,000.00 and your total monthly payments on your other bills is no more than $910.00.
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Choose a Lender Any time you’re applying for a government-subsidized mortgage, whether it’s a VA loan, FHA loan, green mortgage or FHA 203(k) loan, your choice of lenders. So as long as you know.
Missing a student loan payment can lower your credit score, but consistently paying on time can bolster it. Having student loans, though, doesn’t mean you’ll never be able to afford a house..
Find out how much house you can afford with NerdWallet’s home affordability calculator. Just like a mortgage lender, we factor in your household income, down payment, monthly debts, and monthly.