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Mortgage refinance guide – Clark Howard – Mortgage refinance guide;. As a general rule, if you can shave at least a half point off your current interest rate, it is a good idea to refinance. If you currently have a home mortgage above 7%, the time is now to make a change. However, your decision should also depend on how long you plan.
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Where Should You Refinance Your Car Loan? | SuperMoney! – Most of the time, refinancing won’t make sense unless you’ve made at least 18 months of payments on your original loan. Where to refinance your car loan. Your instinct may be to return to your original lender to request a better rate or longer terms. However, getting a favorable offer from the original lender is unusual, Jones explains.
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