Applying for mortgage – need Letter of explanation 02-28-2013, 09:06 AM. Hello – My husband and I filed chapter 7 bankruptcy in 2009. We also included our home in the bankruptcy so it’s actually considered a foreclosure. We have been waiting patiently to buy another home and now is the time.
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The lien holder should send you a lean clearance letter. You can take the waiting clearance letter and the title to the motor vehicle department and apply for a clear title.
Amendments. 2005-Pub. L. 109-8, title VIII, §801(b), title X, §1007(d), Apr. 20, 2005, 119 Stat. 145, 188, substituted "Adjustments of Debts of a Family Farmer or Family Fisherman with Regular Annual Income" for "Adjustment of Debts of Family Farmers with Regular Annual Income" in item for chapter 12 and added item for chapter 15.. 1994-Pub. L. 103-394, title V, §501(d)(39), Oct. 22.
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Mortgage Letter of Explanation (LOE) Sample. Simplicity is key when writing a letter of explanation for a mortgage underwriter. All you really have to do is explain, in clear and simple language, what the lender wants to know. For example:
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Ive searched this board, but couldnt find what I was looking for.I have a discharged chapter 7 bankruptcy from 2002. I have been asked to write a letter explaining that to a lender. I was hoping someone has some advice as to what this letter should entail. I mean, should it be brief – this is w.